• Alan Corey

Lean FIRE vs. Fat FIRE

In a previous post, I explained the basics of FIRE. Within the FIRE movement, there are separate divisions and levels that one can retire early from based on your annual expenses. The rough break down is the following:

  • Lean FIRE - Living off just $25,000 a year in expenses in early retirement after you save enough to hit your FIRE number of $625,000.

  • FIRE - Living off $50,000 a year in expenses in early retirement after saving enough to hit your FIRE number $1,250,000.

  • Fat FIRE - Living off a fancy $100,000 a year in expenses in early retirement after saving $2,500,000.

A video breakdown of the nuances between the two can be found in this video:




I've written two books that have touched about each of these subjects. If Lean FIRE and living below your means is of interest, I recommend reading "A Million Bucks by 30" where I live off 39% of a $40,000 salary to reach financial independence at the age of 28.


If Fat FIRE is more inline with your goals, then I'd recommend "A Subversive Job Search" where I teach how I creatively worked my way up the corporate ladder earning bigger and bigger paydays with each step of the way. Obviously a higher income allows you save at a higher pace as well.


I have an upcoming book "House FIRE" that outlines how to Lean FIRE or FAT Fire through real estate investments, so stayed tuned for that!

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